Skip to main content

PIPEDA Quiz: 12 Questions With Answers

Twelve questions on Canada's federal private-sector privacy law, written for privacy, compliance and Salesforce teams. They cover access requests, consent, breach reporting and enforcement. Each answer quotes the Act, its regulations or the Office of the Privacy Commissioner.

12 questions · every answer cites the law · last reviewed 19 October 2026

Where things stand: As of 19 October 2026, PIPEDA is still the law in force. Bill C-36, which would replace its privacy part with the Protecting Privacy and Consumer Data Act, was introduced on 15 June 2026 and has not passed second reading.
0/12 answered · 0 correct
  1. Question 1 of 12 · easy

    Under PIPEDA, what is the time limit within which an organization has to respond to a request from an individual concerning their personal information?

  2. Question 2 of 12 · medium

    Can an organization extend the PIPEDA 30-day time limit for an access request?

  3. Question 3 of 12 · medium

    What happens under PIPEDA if an organization does not respond to an access request within the time limit?

  4. Question 4 of 12 · medium

    Can an organization charge an individual for responding to a PIPEDA access request?

  5. Question 5 of 12 · easy

    Which of these is NOT one of the 10 fair information principles in Schedule 1 of PIPEDA?

  6. Question 6 of 12 · medium

    Under PIPEDA, when is an individual's consent valid?

  7. Question 7 of 12 · easy

    Which organizations does Part 1 of PIPEDA apply to?

  8. Question 8 of 12 · medium

    Which provinces have private-sector privacy laws deemed substantially similar to PIPEDA?

  9. Question 9 of 12 · medium

    When must an organization report a breach of security safeguards to the Privacy Commissioner under PIPEDA?

  10. Question 10 of 12 · hard

    How long must an organization keep a record of every breach of security safeguards under PIPEDA, including breaches it did not report?

  11. Question 11 of 12 · hard

    What is the maximum fine under PIPEDA for knowingly failing to report a breach or keep breach records?

  12. Question 12 of 12 · hard

    Under PIPEDA, who can order an organization to pay damages to a complainant?

Answer key with sources

Each answer quotes the provision it comes from. Open a question to see it.

1. Under PIPEDA, what is the time limit within which an organization has to respond to a request from an individual concerning their personal information?

Answer: 30 days after receiving the request

Section 8(3) sets the limit at 30 days after the organization receives the request, and it must act with due diligence. The 'one month plus two' option is the GDPR rule, and 45 days is the CCPA rule.

“An organization shall respond to a request with due diligence and in any case not later than thirty days after receipt of the request.”
PIPEDA, s. 8(3)
2. Can an organization extend the PIPEDA 30-day time limit for an access request?

Answer: Yes, by up to 30 more days in set cases, with a notice to the individual sent within the first 30 days

Section 8(4) allows up to 30 more days when meeting the limit would unreasonably interfere with the organization's activities or when needed consultations make it impracticable. The organization must send a notice of extension within 30 days of the request. A longer extension is allowed only for the time needed to convert the information into an alternative format. No approval from the Commissioner is needed.

“An organization may extend the time limit (a) for a maximum of thirty days if (i) meeting the time limit would unreasonably interfere with the activities of the organization”
PIPEDA, s. 8(4)
3. What happens under PIPEDA if an organization does not respond to an access request within the time limit?

Answer: The organization is deemed to have refused the request

Section 8(5) treats silence as a refusal. The individual can then complain to the Privacy Commissioner. Missing the deadline does not trigger an automatic fine.

“If the organization fails to respond within the time limit, the organization is deemed to have refused the request.”
PIPEDA, s. 8(5)
4. Can an organization charge an individual for responding to a PIPEDA access request?

Answer: Only at minimal or no cost, and only after telling the individual the approximate cost

Schedule 1 clause 4.9.4 says the response must be at minimal or no cost. Section 8(6) adds that a cost can be charged only if the organization has told the individual the approximate cost and the individual has confirmed they are not withdrawing the request. 'Always free' is the tempting wrong answer.

“An organization shall respond to an individual's request within a reasonable time and at minimal or no cost to the individual.”
PIPEDA, Schedule 1, clause 4.9.4 and s. 8(6)
5. Which of these is NOT one of the 10 fair information principles in Schedule 1 of PIPEDA?

Answer: Data portability

The 10 principles are accountability, identifying purposes, consent, limiting collection, limiting use, disclosure and retention, accuracy, safeguards, openness, individual access and challenging compliance. Data portability is a GDPR right. It is not one of PIPEDA's principles.

“4.10 Principle 10 — Challenging Compliance An individual shall be able to address a challenge concerning compliance with the above principles”
PIPEDA, Schedule 1 (principles 4.1 to 4.10)
6. Under PIPEDA, when is an individual's consent valid?

Answer: When it is reasonable to expect the individual would understand the nature, purpose and consequences of what they are consenting to

Section 6.1 ties validity to understanding. The test is whether the people the organization deals with would understand the nature, purpose and consequences of the collection, use or disclosure. PIPEDA does not require written consent, and a posted policy alone does not make consent valid.

“the consent of an individual is only valid if it is reasonable to expect that an individual to whom the organization's activities are directed would understand the nature, purpose and consequences of the collection, use or disclosure”
PIPEDA, s. 6.1
7. Which organizations does Part 1 of PIPEDA apply to?

Answer: Organizations that collect, use or disclose personal information in the course of commercial activities

Section 4(1) applies PIPEDA to personal information handled in the course of commercial activities. It also covers employee information at federal works, undertakings or businesses. Federal government institutions fall under the separate Privacy Act, and PIPEDA has no employee-count threshold.

“This Part applies to every organization in respect of personal information that (a) the organization collects, uses or discloses in the course of commercial activities”
PIPEDA, s. 4(1)
8. Which provinces have private-sector privacy laws deemed substantially similar to PIPEDA?

Answer: Alberta, British Columbia and Quebec

The OPC names Alberta, British Columbia and Quebec. Ontario, New Brunswick, Nova Scotia and Newfoundland and Labrador have substantially similar laws only for personal health information. Even in those three provinces, PIPEDA still covers federally regulated businesses and personal information that crosses provincial or national borders.

“Alberta, British Columbia and Quebec have their own private-sector privacy laws that have been deemed substantially similar to PIPEDA.”
Office of the Privacy Commissioner of Canada, PIPEDA in brief
9. When must an organization report a breach of security safeguards to the Privacy Commissioner under PIPEDA?

Answer: When it is reasonable to believe the breach creates a real risk of significant harm to an individual

Section 10.1(1) uses a 'real risk of significant harm' test, and the report is due as soon as feasible after the organization determines the breach occurred. The 72-hour rule is the GDPR rule, and the 500-person threshold comes from HIPAA. Affected individuals must also be notified when the same test is met.

“if it is reasonable in the circumstances to believe that the breach creates a real risk of significant harm to an individual.”
PIPEDA, s. 10.1(1)
10. How long must an organization keep a record of every breach of security safeguards under PIPEDA, including breaches it did not report?

Answer: 24 months

Section 10.3(1) of the Act requires a record of every breach, not only reportable ones. The Breach of Security Safeguards Regulations set the period at 24 months after the organization determines the breach occurred.

“an organization must maintain a record of every breach of security safeguards for 24 months after the day on which the organization determines that the breach has occurred.”
Breach of Security Safeguards Regulations (SOR/2018-64), s. 6(1)
11. What is the maximum fine under PIPEDA for knowingly failing to report a breach or keep breach records?

Answer: Up to $100,000

Section 28 makes knowingly breaking the breach-reporting and record-keeping rules an offence. The fine is up to $10,000 on summary conviction and up to $100,000 as an indictable offence. Much larger penalties appear in Bill C-36, which is not law.

“(b) an indictable offence and liable to a fine not exceeding $100,000.”
PIPEDA, s. 28
12. Under PIPEDA, who can order an organization to pay damages to a complainant?

Answer: The Federal Court

After the Commissioner's report, the complainant (or the Commissioner, with the complainant's consent) can apply to the Federal Court. Section 16 lets the Court order changes to practices and award damages, including for humiliation. The Commissioner investigates and recommends but cannot make orders or impose fines.

“(c) award damages to the complainant, including damages for any humiliation that the complainant has suffered.”
PIPEDA, ss. 14 and 16

These quizzes are general information about the law, not legal advice. Check the linked source, or ask your counsel, before relying on an answer.